I was raised in California, Sierra Leone & Ghana West Africa , Idaho, British Columbia Canada, Germany, Washington state and have lived In Wenatchee since1991 and the State of Washingto since 1978.
My wife Ruby’s relatives came out west by train to Riverside in the early 1900,s. She was one of rare twins born in what was the Waterville Clinic/Hospital. My wife and I have 4 Children 2 boys and 2 girls and as of 8-10-2012 a outstanding daughter in law as well married to our oldest boy .My wife is a Critical Care Nurse.
I have worked in sales since 1978 and real estate since 1993. Some hobbies are ,listening to radio and free-to-air Satellite TV stations from around the world.I like to study VSAT systems.I am a Free-to-air (FTA )Dish system antenna installer the Wenatchee area.Also I am a Glorystar Satellite Dish System Affiliate.
Selling ? We help you come up with a price based on other sales and current places for sale when possible.
We help with all details of a deal from signs,ads,internet,negotiations,calls, paperwork,inspections,and through all the time till you get paid.
Buying ? We help you with getting finance information,help with all details of your offer,help you find a property that fits your wants and needs,help with all negotiations,help with any inspections,continue to help till the deal closes and you become the owner.
Stephen P Harden
BSBA, CLU, ChFC, LUTCF
Notary, Real Estate Designated Broker
Insurance Producer since 1984
Real Estate dealing full time since 1993
FTA Satellite Dish System Installer Hobbie since 1991
411 S. Chelan Ave.
Wenatchee, Wa 98801
2013 Current Issues in Washington Real Estate 3 credit class
2013 Washington Real Estate Business Management 30 credit class
2013 Washinton Insurance Annuity suitability 4 credit class
2013 Washington Insurance LTC refresher 4 credit class
2013 Insurance Financial Stuff 17 credit class includes 3 credits of Ethics
2011 Real Estate Practices 30 credit class
2011 Current issues in Washington Residential Real Estate 3 credit class
2011 Transition Course for Real Estate 3 credit class
2011 Washington 4 credit Long Term Care Insurance refresher class
2011 Washington 24 credit Dollars & Sense Insurance class
2009 Washington Real Estate Practices 30 credit class
2009 Current Issues in Washington Residential Real Estate 3 credit class
2009 Long Term Care 8 credit class
2009 Business Insurance 20 credit class including 3 credits of Ethics
2009 Notary Public Appointment State Of Washington
2009 safe operatation of forklifts module 1,2 WISHA
2009 food safety class Chelan/Douglas County Health District
55-60 hours of continuing Education every 2 years for Real Estate Brokers and Insurance agent License renewal.
2007 classes include Environmental Basics, Home Inspection, Advance Home Inspection, Meth Madness, Community Ethics, Current Issues in Washington Residential Real Estate, A Day in the Life of an Appraiser, The Client & Divorce, Long Term Care Special Education.
1996 - Real Estate Broker License Washington State.
1993 - Real Estate Agent License Washington State.
1990 Completed & passed Chartered Property Casualty Underwriter Program (CPCU) course #2 Personal Risk Management and Insurance , American Institute.
1990 - Chartered Financial Consultant Degree , American College. (ChFC)
1990 - Life Underwriter Training Counsel Fellow Degree, N.A.L.U. (LUTCF)
1989 - Chartered Life Underwriter Degree, American College.(CLU)
1987 - Advance Sales Degree, Life Underwriter Training Counsel.
1986 - Business Insurance Degree, Life Underwriter Training Counsel.
1985 - Personal Insurance Degree, Life Underwriter Training Counsel.
1983 - Bachelor of Science in Business Administration concentration in management
with additional studies in Marketing, Finance, Labor Law, Economics, (BSBA) WallaWalla University College Place, Wa.
1979 - Graduated from Walla Walla Valley Academy Walla Walla ,Wa.
1975-1978 Attended Gem State Academy Coldwell, Idaho when I lived in Boise, Idaho.
Real Estate Business name : Affordable Realty Working For You
2008 Stephen P harden owner/broker Changed Real Estate Business Name to Affordable Realty Working For You
Since 1993 Help People Buy And Sell Real Estate Property, Land, Ranch, Cabin,Home,Notary Public, Notary Loan Signing Service Agent, Broker Price Opinion Reports ,BPOs, Home, or Commercial Property Insurance Surveys interior, exterior ,Wood stove, & Electrical addendum option, Property Condition Reports,POA, Power of attorney signing. I install Free to air (FTA) Dish systems in the Wenatchee area and I like to study VSAT systems and may work with them more in the future for fun.
I have fun Installing Satellite Dish Systems and doing site surveys for Getting Galaxy 19 at 97% w KU Digital Domestic & International Satellite TV & Radio (some of the very popular channels are 3ABN, Hope TV, LLBN, TBN TV, Life talk Radio, 3ABN radio, Radio 74 , 3ABN Latino, Esperanza TV, TBN Enlace ,Smile of a Child TV ,Al Jazeera English, Russia Today, CNL, Ethnic Programming from many parts of the world, GlobeCast World TV and many more ,some channels can be via Glorystar satellite systems ,Adventist satellite systems,Spirit cast satellite systems, Christian satellite systems , most setups have a 36" to 39" dish and a KU band Free to air Receiver ,( FTA) Free to air ) and have been working as a installer to install these as a hobbie since 1991. Some systems have a 1.2 meter and larger dish for Houses ,Churches , Radio stations and other businesses for radio or tv programing ,This hobbie is run under Harden FTA Installations.
1996 to 2007 Bought Assist 2 Sell Franchise Buyers & Sellers Realty
Work as Owner/Broker. Helping People Buy And Sell Property.
Have done over 500 Broker Price Opinion Reports BPO'S, CMA'S and 100's of
Property Condition Reports For Banks, Insurance , Lenders, Estates, Home Owners.
Some of the companies work has been done for are: Citifinancial, Datacomp, Nationwide Appraisal Service, Land America Lender Services, National Asset Mgmt Group, Valuation Support Services, Advanced Collateral Solutions, Core Logic Apprasal Service, Prime Valuations Service, Rels, Harbor Asset Mgmt. Services, W-M Realty Services, E-Mortgage Logic, Goodman Dean Corp., First American, Evaluation Solutions, MarkToMarket, Keystone Asset Mgmt, Summit Valuations, National Vendor Mgmt Services.
1993-1996 Real Estate Agent for Century 21 & Help U Sell both of Wenatchee, Wa. Helped people buy and sell Property.
Insurance Business name :Harden Insurance
Stephen P Harden owner/agent
licensed for Life & Health, Property & Casualty Insurance.
Starting in 1984 have written Insurance or provided advice about Insurance as an agent
Have worked with many Insurance products such as life,health,disability,car, home,variable products ,investments & others
September 1991-1993 worked as an Independent Insurance Agent Wenatchee, Wa.
April 1984 to August 1991 The Prudential Insurance Company of America, Kennewick , Kent, Wa.
Position: Agent & Registered Representative. Sell Insurance & Investments.
Licensed for Life & Health, Property & Liability, Series 6, 63, 22 Securities.
Licensed in Washington & Oregon.
January 1984 to March 1984 - Harris Pine Mills, College Place, Wa.
Position : Packaging Assistant.
Worked with 7-14 people putting furniture kits together.
August 1983 to December 1983 - Travel and building projects. Position: Building Assistant, Yahk, B.C., Canada. Traveled
throughout Wa., Or., Id., Ca., and B.C. Attended Oshkosh Air Show. Reframed
and reroofed , sided buildings, disassembled a large barn, drove pickup and trailer between Smithers and Yahk, B.C.
November 1978 to July 1983 - Walla Walla University Purchasing and Sales
Department, College Place, Wa. Position:
Warehouse Foreman. Worked as a buyer and seller for all academic and
maintenance department supplies. In charge of inventory management for a
quarter million dollar plus inventory. Also in charge of organizing an
auction to which more than 900 people attended. Operated fork lifts, pickups,
dump trucks and was supervisor for a staff of 3-9 people. Worked also as an
engraver. Was in charge of pricing, billing, and collections, worked with
formal and informal bid projects. Also worked with purchase order system.
And in charge of shipping and receiving, handled damage claims, did a number
of gas and arc welding projects too. Advised on hiring and firing practices.
1975-1978 Worked at Rhodes Bakery Caldwell, Idaho. Set up orders of bread, hot dog & hamburger buns & mixed bread, hot dog & hamburger buns.
Framed houses in Boise, Idaho. Worked for a rancher in Salmon, Idaho did basic farm work like changing sprinkler pipe and milking cows.